Serving Athens families and Limestone County residents with expert life insurance guidance. Former trial attorney with 12+ years insurance expertise providing same-day consultation and personalized service.
✓ Free consultation • ✓ No obligation • ✓ 30-minute response time for Athens area

Deep Limestone County roots and legal expertise make us the trusted choice for life insurance protection in Athens and surrounding communities.
12+ years serving Athens State University families, local businesses, and Limestone County residents with personalized life insurance solutions.
J.D. from Cumberland School of Law provides unique insight into policy language, ensuring maximum protection for your Athens family.
Same-day consultation available for urgent life insurance needs. Typically respond within 30 minutes for Athens area emergencies.
Tailored coverage options for Limestone County families, from university employees to local business owners planning for the future.
From Athens State University to historic downtown, we understand the unique insurance needs of Limestone County families.
Faculty and staff coverage
Historic district families
Rural and suburban areas
Small business owners
Real testimonials from satisfied clients across Limestone County
"As an Athens State employee, I needed reliable life insurance coverage. Charles provided excellent guidance and helped me find the perfect policy for my family's needs."
"Charles's legal background gave us confidence in our life insurance decision. He explained everything clearly and got us covered quickly. Highly recommend!"